COMMON QUESTIONS

Your credit score is a major driving force in your loan approval process and locking in a great interest rate. Each lender has their own set of guidelines and products to offer clients, an average credit score needed is 620 with us being successful closing with as low as 580.

While we are currently in a "seller's market", the process varies for each home. For our city the average time for selling your home from an active listing to closing is approximately 55-60 days. 

A good rule of thumb is to save 5-15% to close on a home depending on the type of loan product you've chosen. This will cover expenses like down payment, closing costs and any out of pocket expenses.